Kereis

Paris, France

About Kereis

Company overview

Kereis is a Paris-based European insurance brokerage group (founded in 1991) that specializes in personal protection, credit-insurance and life & health insurance distribution. The company supports banks, lenders, insurers and insurance brokers with brokerage services, product programmes and digital platform solutions, operating across several European countries (including France, Spain, Germany, Italy & Belgium). Kereis emphasizes three strategic pillars: diversification of its offering, multichannel distribution and digitalisation of its platform to address insurance, credit-insurance and broader protection needs. Products / Services: 1. Credit & Borrower Insurance Brokerage - Brokerage of insurance products tied to consumer credit, mortgages and housing loans (e.g., payment-protection insurance, loan-insurance programmes) underwritten for banking and lending partners. - Design, underwriting support, servicing and claims handling of such credit-protection programmes for lenders. 2. Life, Health & Protection Insurance Brokerage - Distribution and management of personal protection products such as life insurance, income protection, health insurance, disability and retirement-oriented cover. - Delivery via both direct channels and through broker networks, including B2B2C models. 3. Wholesale / Broker-Servicing and Insurance Programmes - Acting as a "broker-manager" or wholesale broker supporting networks of insurance intermediaries, providing product access, servicing, training, and operations for independent brokers. - Creating and operating insurance programmes for other financial institutions and distribution partners. 4. SaaS, Technology Platform & Digital Solutions - Provision of SaaS and platform solutions for insurance and credit brokers, banks, insurers and property/developer clients, including modules for simulation, underwriting, distribution, policy management and analytics. - White-label and digital distribution tools (via insurtech acquisitions) to enable end-to-end digital onboarding, API integration, and digital customer journeys. 5. Advisory, Training & Back-Office Support Services - Training and consultancy for independent distribution networks and brokers (especially in credit/insurance) and support of back-office operations (claims, premium collection, servicing) for partner programmes. - Outsourcing of policy servicing, risk analytics, compliance support and data services for insurers and financial partners.

Keywords

Revenue

Revenue

EBITDA

EBITDA

Valuation

Valuation
Income Statement
Line Item20242023202220212020
Revenues$380 MM$250 MM$90 MM$120 MM$65 MM
Gross Profit$190 MM$125 MM$45 MM$60 MM$32.50 MM
Net Income (Loss)$43 MM$25 MM$9 MM$12 MM$6.50 MM
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Balance Sheet
Line Item20242023202220212020
Total Assets$850 MM$720 MM$680 MM$650 MM$600 MM
Total Liabilities$450 MM$400 MM$380 MM$350 MM$320 MM
Total Equity$400 MM$320 MM$300 MM$300 MM$280 MM
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Ratios

Revenue / EBITDA
123 MM
Valuation / Revenue
123 MM
Valuation / Employees
$123 MM
EBITDA / Revenue
$123 MM
1-Year CAGR (Revenue)
03
3-Year CAGR (Revenue)
11
1-Year CAGR (Employees)
19
3-Year CAGR (Employees)
96

Employee Figures

Employees

Key Executives

NameTitleSocialsEmailPhone
John DoeEmployee--------------------
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Jane DoeEmployee--------------------
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John DoeEmployee--------------------
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John DoeEmployee--------------------
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401K

Total Active Participants
1234
No. Participants with Account Balances
56789
Total Liabilities Start of Year
1234
Total Assets Start of Year
56789

M&A2024-03-15Completed

Seller

Founders Group

Investor Sponsors

NorthBridge PE

Deal Amount

$120M

Target Company Valuation

$1.20 MM

Techniques

Acquisition of Assets, Taken Private

Stake Tags

100%

Is PE deal

Yes

Is deal PE backed

Yes

Total Acquired

100%

Secondary Transaction2023-09-01Canceled

Target

BrightHealth Technologies

Seller

Early Investors Consortium

Investor Sponsors

--

Deal Amount

Undisclosed

Target Company Valuation

NaN

Techniques

Secondary Sale, Management Buy-out (MBO)

Stake Tags

Majority

Is PE deal

No

Is deal PE backed

Yes

Total Acquired

65%

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